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Showing posts from December, 2020

What are long-term health insurance plans and what are their benefits?

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  Having health insurance is your ultimate back-up plan against medical emergencies. In case a good diet & a healthy lifestyle fail to keep illnesses at bay, your health insurance policy will step in and help save the day. It will lend a financial helping hand and ensure you get the treatment you need, without ever worrying about the cost.   Now, until recently, health insurance only offered coverage tenures of 1 year. This meant that policyholders had to renew their plans annually in order to enjoy uninterrupted cover. However, all that has changed with the introduction of long-term health insurance plans. Not familiar with long-term health insurance plans? No problem! The following article will explain what they are and the benefits you could enjoy by purchasing these plans. Read on to know more! What are long-term health insurance plans? Well, the name is quite self-explanatory! They are medical insurance plans that offer multiple years of coverage. You can get protection for

Everything you need to know about mental health insurance

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There was a time, not so long ago, when mental health was swept under the rug and ignored. Thankfully, that has changed over the last few years. Many celebrities have come out in the recent past, talking about their battles with depression and how mental illness is a real issue in society today. The COVID-19 crisis has further driven home the importance of mental wellbeing - especially we were all confined to our homes during the initial months of the lockdown. All this has also lead to a paradigm shift in the way health insurance looks at mental illnesses. The manner in which health insurance policies are framed has changed significantly, and policyholders today can enjoy a great deal of coverage against mental health issues. However, most individuals are still unaware of this and often refrain from getting professional medical help; they are afraid that they will have to cover the costs on their own.  Keeping this in mind, the following article will go over some of the important poi