Apna Insurance Plan

  Out-Patient Department cover or OPD cover is a relatively new offering from health insurance providers in India. Under this category, expenses incurred during medical treatment that does not require hospitalization are covered. These expenses usually include but are not limited to consultations with doctors, medicines and drugs, diagnostic tests, preventive check-ups and so on. In this article, we look at several reasons why you should get a health insurance policy that offers OPD cover. Out-patient expenses can get quite expensive A lot of people are under the impression that medical expenses can take a heavy toll financially only if the patient is admitted to the hospital. True, room rent and nursing charges can go quite high, but the expenses one incurs when they undergo tests or frequently visit specialist doctors can go higher. Under a good health insurance plan with OPD cover, you can get coverage of up to Rs 8000 meant only for consultations. This amount can be very h...

  Having health insurance is your ultimate back-up plan against medical emergencies. In case a good diet & a healthy lifestyle fail to keep illnesses at bay, your health insurance policy will step in and help save the day. It will lend a financial helping hand and ensure you get the treatment you need, without ever worrying about the cost.   Now, until recently, health insurance only offered coverage tenures of 1 year. This meant that policyholders had to renew their plans annually in order to enjoy uninterrupted cover. However, all that has changed with the introduction of long-term health insurance plans. Not familiar with long-term health insurance plans? No problem! The following article will explain what they are and the benefits you could enjoy by purchasing these plans. Read on to know more! What are long-term health insurance plans? Well, the name is quite self-explanatory! They are medical insurance plans that offer multiple years of coverage. You can get protec...