Why You Should Get Health Insurance that Offers OPD Cover
Out-Patient Department cover or OPD cover is a relatively new offering from health insurance providers in India. Under this category, expenses incurred during medical treatment that does not require hospitalization are covered. These expenses usually include but are not limited to consultations with doctors, medicines and drugs, diagnostic tests, preventive check-ups and so on. In this article, we look at several reasons why you should get a health insurance policy that offers OPD cover. Out-patient expenses can get quite expensive A lot of people are under the impression that medical expenses can take a heavy toll financially only if the patient is admitted to the hospital. True, room rent and nursing charges can go quite high, but the expenses one incurs when they undergo tests or frequently visit specialist doctors can go higher. Under a good health insurance plan with OPD cover, you can get coverage of up to Rs 8000 meant only for consultations. This amount can be very helpf